What Are Stable coins? Types, Benefits & Risks Explained

Stablecoins are one of the most important—and most misunderstood—parts of the cryptocurrency market. Unlike Bitcoin and many other cryptoassets whose prices can fluctuate dramatically, stablecoins are designed to maintain a relatively stable value against a reference asset, most commonly the US dollar.

That seemingly simple idea has created a major financial infrastructure market. Stablecoins are now used for crypto trading, blockchain-based payments, transfers between exchanges, decentralized finance (DeFi), and increasingly as a digital way to access US-dollar value across borders.

The scale of the market has also changed considerably. The Bank for International Settlements (BIS) reported that stablecoin market capitalization was around $320 billion at the end of May 2026, while its research estimates that stablecoin transaction volume reached approximately $28 trillion in 2025. However, BIS also cautions that headline transaction volumes include substantial activity within the crypto ecosystem and can overstate their use for real-world payments.

This guide explains what stablecoins are, how they work, the major types of stablecoins, their potential benefits, their risks, how stablecoin reserves affect their reliability, and what beginners should evaluate before using one.

What Is Stablecoin?

A stablecoin is a cryptoasset designed to maintain a stable value relative to another asset or reference unit.

The most common example is a token designed to track the value of the US dollar. In theory, one unit of a dollar-pegged stablecoin should remain close to $1.

Unlike traditional dollars held in a bank account, however, a stablecoin is a digital token recorded on a blockchain or distributed ledger.

The BIS describes stablecoins as digital assets designed to maintain a stable value relative to a reference asset, with the market overwhelmingly dominated by US-dollar-linked tokens.

This distinction is important because “stable” does not mean “risk-free.”

A stablecoin can trade above or below its intended value. The ability to maintain its peg depends on its design, reserve assets, redemption mechanisms, market liquidity, governance, technology, and users’ confidence.

For example, if a stablecoin is intended to represent one US dollar, users generally expect to be able to exchange it for approximately $1. But the token’s market price can temporarily move away from that level.

Therefore, a stablecoin should not automatically be treated as equivalent to cash in a bank account.

Why Were Stablecoins Created?

Cryptocurrency networks introduced a new problem for traders and users: many digital assets are highly volatile.

Bitcoin, for example, can experience large price movements. The same is true of many other cryptocurrencies.

Stablecoins were designed to provide a digital asset with a comparatively stable unit of account while retaining some of the characteristics of blockchain-based assets.

A trader can move from Bitcoin into a dollar-linked stablecoin without necessarily converting the funds back into traditional banking infrastructure.

Similarly, users can transfer stablecoins between supported blockchain addresses, use them in decentralized applications, or use them as collateral in certain financial protocols.

This has made stablecoins a major settlement instrument within crypto markets.

BIS research published in 2026 states that stablecoins have become the dominant medium of exchange within the crypto ecosystem. At the same time, BIS estimates that real-economy payment use remains modest compared with the enormous volume of on-chain transactions.

That distinction is essential when evaluating claims that stablecoins have already replaced conventional payment systems.

How Do Stablecoins Maintain Their Value?

The mechanism depends on the stablecoin.

A stablecoin can attempt to maintain its value through reserves of traditional assets, cryptocurrency collateral, algorithms, or combinations of these mechanisms.

The simplest concept is a reserve-backed stablecoin.

Suppose an issuer creates 1 million tokens designed to represent $1 each. The issuer may hold assets intended to support the value of those tokens.

If users can redeem the tokens according to the issuer’s terms and the reserve assets are sufficient and liquid, confidence in the peg can be strengthened.

But the exact reserve composition matters.

BIS research notes that major fiat-backed stablecoins typically hold combinations of short-term public debt, bank-related assets, cash, and other instruments.

This creates an important connection between stablecoins and traditional financial markets.

Stablecoin users are therefore not only exposed to blockchain technology. Depending on the token, they may also be exposed to the issuer, reserve assets, redemption arrangements, custody structure, regulatory framework, and liquidity conditions.

The Main Types of Stablecoins

Stablecoins are often classified according to what supports their intended value.

The four broad categories most useful for beginners are fiat-backed stablecoins, crypto-backed stablecoins, commodity-backed stablecoins, and algorithmic or uncollateralized stablecoins.

The categories can overlap in practice, and individual projects may use more complicated structures than these simple labels suggest.

1. Fiat-Backed Stablecoins

Fiat-backed stablecoins are designed to maintain their value using reserves connected to traditional currencies or assets denominated in them.

US-dollar-backed stablecoins are the dominant example.

The issuer may hold assets such as cash, Treasury securities, bank deposits, or other short-term instruments.

The goal is straightforward: the assets backing the tokens should support their value and provide liquidity for redemptions or market operations.

This model is relatively easy to understand, which is one reason fiat-backed stablecoins have become so prominent.

However, users should not assume that every dollar-linked token has identical reserves.

Two stablecoins can both target $1 while having substantially different reserve structures, legal arrangements, redemption rules, transparency practices, and levels of regulatory oversight.

BIS reported in 2025 that nearly 99% of stablecoin market value was denominated in US dollars, illustrating the extraordinary dominance of the dollar within the sector.

Why Fiat-Backed Stablecoins Matter

Fiat-backed tokens are widely used for crypto trading and settlement.

They can also provide users in countries with weak or volatile local currencies with easier access to dollar-denominated digital assets.

BIS research published in July 2026 specifically examines stablecoins as a form of digital dollarization and identifies store-of-value use in emerging and developing economies as one of their major uses.

That potential benefit also creates policy concerns, because widespread use of foreign-currency stablecoins could affect monetary sovereignty and the effectiveness of domestic monetary policy.

2. Crypto-Backed Stablecoins

Crypto-backed stablecoins use cryptocurrency as collateral.

Because cryptocurrencies themselves can be volatile, these systems often require users to deposit more collateral than the value of stablecoins they receive.

This concept is called overcollateralization.

For example, a protocol might require $150 worth of crypto collateral to support $100 worth of stablecoin exposure. The exact ratio varies by protocol and market conditions.

The additional collateral is designed to provide a buffer against price declines.

However, crypto-backed stablecoins can be more complicated than reserve-backed models because the collateral itself can experience rapid price changes.

If collateral values fall sharply, automated liquidation mechanisms may be triggered.

This makes smart-contract design, collateral ratios, liquidation thresholds, oracle systems, and governance particularly important when evaluating a crypto-backed stablecoin.

3. Commodity-Backed Stablecoins

Commodity-backed stablecoins attempt to maintain value based on commodities such as gold or other assets.

Rather than tracking the US dollar directly, the token may represent exposure to a specific quantity or value of a commodity.

The attraction is that the user gains blockchain-based representation of an asset that is not necessarily tied directly to a fiat currency.

However, commodity-backed tokens introduce additional questions.

Users need to understand how the underlying commodity is stored, who owns it, how it is audited, whether the token represents direct legal ownership, how redemption works, and what fees apply.

The word “gold-backed,” for example, does not by itself explain the legal relationship between a token holder and physical gold.

4. Algorithmic Stablecoins

Algorithmic stablecoins attempt to maintain a target value through automated mechanisms rather than relying entirely on conventional reserves.

These mechanisms can involve supply adjustments, incentives, collateral structures, or interactions between multiple tokens.

This category has historically demonstrated some of the most significant risks in the stablecoin sector.

The fundamental problem is that an algorithm cannot create economic value simply by changing token supply.

If users lose confidence in a system, demand can disappear rapidly. If the mechanism depends on another volatile token, falling prices can reinforce the instability.

For beginners, algorithmic designs deserve especially careful analysis because the word “stablecoin” does not guarantee that a token has cash, Treasury securities, or other conventional assets behind it.

Stablecoins vs Bitcoin

Bitcoin and stablecoins serve very different purposes.

Bitcoin is a decentralized cryptoasset designed around a fixed monetary issuance schedule and a decentralized network. Its market price is determined by supply and demand and can fluctuate significantly.

A dollar-linked stablecoin, by contrast, attempts to maintain a stable value relative to the dollar.

That means Bitcoin may be used as an investment asset, store-of-value asset, payment network, or speculative asset, while stablecoins are frequently used as settlement and transaction instruments within cryptocurrency markets.

The two therefore often work together.

A trader might purchase Bitcoin using a stablecoin, sell Bitcoin for a stablecoin during periods of volatility, and then move that stablecoin to another wallet or exchange.

Understanding this distinction is important for beginners because stablecoins are not simply “less volatile Bitcoin.”

They have different purposes, technical structures, economic risks, and governance models.

Stablecoins vs Traditional Bank Deposits

A stablecoin can look similar to digital money because its value may track the US dollar.

But a stablecoin is not automatically equivalent to a bank deposit.

A bank deposit exists within a regulated banking system and may be subject to specific consumer-protection and deposit-insurance frameworks depending on the jurisdiction and account.

A stablecoin operates through a tokenized structure, and the rights of holders depend on the particular issuer, jurisdiction, reserve arrangement, and applicable law.

This difference becomes especially important during periods of financial stress.

BIS research has highlighted the possibility of liquidity runs when stablecoin liabilities are backed by assets that may become difficult to liquidate quickly.

The IMF likewise notes that stablecoins can face sharp declines or runs if users lose confidence in the underlying assets or their ability to cash out.

Benefits of Stablecoins

Stablecoins offer several potential advantages, which explains why they have become such a large part of cryptocurrency infrastructure.

Lower Exposure to Crypto Price Volatility

A dollar-linked stablecoin can provide a way to hold digital assets without taking the same level of direct price exposure as Bitcoin or many other cryptocurrencies.

For traders, this can make portfolio management and settlement easier.

However, the term “stable” should always be interpreted as “designed to be relatively stable,” not “guaranteed to remain exactly $1.”

Faster Blockchain-Based Settlement

Stablecoins can move through blockchain networks without relying on traditional banking settlement rails for every transfer.

Depending on the blockchain, transaction settlement can occur relatively quickly and operate continuously.

However, users still need to account for network fees, exchange fees, liquidity, wallet compatibility, and on/off-ramp costs.

BIS notes that stablecoins’ performance for cross-border payments can vary once fees, spreads, and on/off-ramp costs are considered.

Global Accessibility

A smartphone and internet connection can potentially provide access to blockchain-based stablecoin networks where they are legally and technically supported.

This is particularly relevant in countries where users face currency instability or limited access to international financial services.

BIS research identifies the offshore use of dollar-denominated stablecoins as a store of value in emerging-market and developing economies as an important use case.

Useful for Crypto Trading

Stablecoins have become deeply integrated into crypto markets.

They provide a common settlement asset across exchanges, decentralized applications, and trading pairs.

Instead of converting every transaction into traditional currency, users can often trade one cryptoasset against a stablecoin.

This reduces friction within the crypto ecosystem.

Potential for Programmable Payments

Because stablecoins exist on programmable blockchain networks, they can potentially interact with smart contracts.

This creates possibilities for automated settlement, escrow, decentralized finance, tokenized assets, and other applications.

The potential is significant, but smart-contract systems also introduce technical and operational risks.

The Major Risks of Stablecoins

The biggest mistake beginners make is assuming that stablecoins are risk-free because their prices are intended to be stable.

They are not.

1. Depegging Risk

A stablecoin can trade above or below its intended value.

If a $1 stablecoin trades at $0.97, for example, users holding the token are experiencing a 3% deviation from its target.

The size and duration of the deviation matter.

A temporary movement caused by market liquidity may be different from a prolonged loss of confidence in the issuer or collateral.

BIS research documents that stablecoins can experience significant volatility and that even fiat-backed stablecoins do not always trade exactly at their target value in secondary markets.

2. Reserve Risk

If a stablecoin depends on reserves, users need to understand what those reserves actually contain.

There is a significant difference between highly liquid short-term government securities and more complex or less liquid assets.

The quality, duration, custody, valuation, and transparency of reserves can affect the stability of the token.

This is why reserve disclosures and independent assurance matter.

3. Redemption Risk

A stablecoin’s design may provide mechanisms for redemption, but users should examine the exact terms.

Can every holder redeem directly with the issuer?

Is redemption limited to certain entities?

Are there minimum amounts?

Are there fees?

Are redemptions available in every jurisdiction?

What happens during market stress?

These questions can be more important than the token’s normal $1 price.

4. Counterparty Risk

Centralized stablecoins generally involve identifiable organizations that issue, manage, or safeguard assets.

That introduces counterparty risk.

Users may depend on the issuer, custodians, banks, technology providers, and other intermediaries.

This is fundamentally different from holding a purely decentralized protocol asset.

5. Regulatory Risk

Stablecoin regulation is evolving quickly.

In the United States, the GENIUS Act became Public Law 119-27 on July 18, 2025. The legislation established a federal framework concerning payment stablecoins and included provisions concerning issuers and reserve requirements.

Other jurisdictions have introduced or developed their own frameworks.

Regulation can create greater transparency and consumer safeguards, but it can also affect which stablecoins exchanges and businesses can support.

Therefore, a stablecoin that is available today may not necessarily have the same regulatory status tomorrow.

6. Smart-Contract Risk

Stablecoins that depend on smart contracts can be exposed to coding errors, exploits, oracle failures, governance attacks, or other technical vulnerabilities.

Even audited contracts cannot be considered completely risk-free.

This is particularly relevant for decentralized stablecoins and DeFi applications.

7. Blockchain Network Risk

A stablecoin can be economically sound but still depend on the blockchain where it operates.

Network congestion, transaction fees, outages, or technical failures can affect usability.

Users must also ensure that they are sending a stablecoin over the correct network.

Sending tokens to an incompatible address or unsupported network can result in permanent loss.

8. Centralization and Freezing Risk

Some centralized stablecoins incorporate administrative controls that may allow tokens to be frozen or addresses to be blocked under certain circumstances.

This can be useful for regulatory compliance and law enforcement.

But it also means the asset is not equivalent to a censorship-resistant cryptocurrency such as Bitcoin.

Users should understand the issuer’s policies before treating a stablecoin as a completely permissionless asset.

Stablecoin Reserves: What Should Investors Look For?

Reserve quality is one of the most important factors in evaluating a reserve-backed stablecoin.

Instead of asking only, “Is it pegged to the dollar?” ask:

What assets back the token?

Who holds those assets?

How frequently are reserves reported?

Are the reports independently reviewed?

What are the redemption conditions?

What happens if users attempt to redeem large amounts simultaneously?

Does the issuer operate under a regulatory framework?

These questions help distinguish marketing language from measurable financial structure.

BIS research emphasizes that transparency, perceived reserve quality, and reserve volatility can influence stablecoin peg stability.

The reserve itself is therefore part of the stablecoin’s risk profile.

Stablecoin Market Growth in Numbers

Stablecoins have moved from a niche cryptocurrency experiment to a significant digital-asset market.

According to BIS data, the stablecoin market had approximately $320 billion in capitalization at the end of May 2026.

BIS also estimated annual stablecoin transaction volume at approximately $28 trillion in 2025, although the institution stresses that gross blockchain transaction figures include substantial transfers within the crypto ecosystem and therefore should not be interpreted as equivalent to $28 trillion of everyday consumer payments.

Another BIS analysis estimated that stablecoin transaction volumes reached about $35 trillion during 2025, while payment-related flows were approximately $390 billion. The difference illustrates how dramatically gross blockchain activity can exceed real-world payment activity.

This is an important statistic for content creators because it prevents an easy but misleading conclusion: high transaction volume does not automatically mean stablecoins are replacing traditional money for everyday purchases.

Why the US Dollar Dominates Stablecoins

The stablecoin market is overwhelmingly dollar-centric.

BIS reported in 2025 that almost 70% of active stablecoins by count and almost 99% by market value were denominated in US dollars.

This creates a form of digital dollar access for users around the world.

But it also creates macroeconomic concerns.

If users in countries with unstable currencies increasingly hold dollar-linked stablecoins, demand for local currency could potentially be affected.

BIS researchers have specifically examined the relationship between stablecoins and digital dollarization, while noting that the implications for monetary control and financial stability remain important areas of study.

Are Stablecoins Safe?

There is no universal answer.

Safety depends on the specific stablecoin, its reserves, issuer, legal structure, technology, liquidity, governance, and how the user holds and uses it.

A large and established stablecoin with transparent reserves may present a different risk profile from a newly launched algorithmic token.

Similarly, holding a stablecoin in a regulated exchange account is different from depositing it into an experimental DeFi protocol.

The correct question is therefore not “Are stablecoins safe?”

It is:

“What specific risks am I accepting by using this particular stablecoin in this particular way?”

That framing is much more useful for beginners.

How Beginners Should Evaluate a Stablecoin

Before buying or using a stablecoin, start by identifying what it is designed to track.

Then investigate its backing mechanism.

If it is reserve-backed, examine reserve disclosures and the quality of the underlying assets.

Next, check the issuer and its regulatory position in your jurisdiction.

You should also understand the blockchain on which the token operates and confirm that your wallet and exchange support the exact token and network.

Finally, understand redemption and liquidity.

A stablecoin may normally trade close to $1 but still become difficult to sell at that price during severe market stress.

Stablecoins and DeFi

Stablecoins are central to decentralized finance because many DeFi applications require an asset with relatively stable pricing.

A lending protocol may use stablecoins for borrowing and lending.

A decentralized exchange may offer stablecoin trading pairs.

A liquidity pool may contain a stablecoin alongside another cryptoasset.

Stablecoins can therefore function as a bridge between volatile cryptoassets and blockchain-based financial applications.

But DeFi adds another layer of risk.

Even if the stablecoin itself remains stable, the smart contract holding it could be exploited.

Users should evaluate both the stablecoin and the application in which it is being used.

Stablecoins and Cross-Border Payments

Cross-border transfers are one of the most frequently discussed applications of stablecoins.

Because stablecoins operate on blockchain networks, they can potentially move across borders without requiring the same chain of correspondent banking relationships used by traditional international transfers.

However, this does not automatically make them cheaper.

Users may encounter exchange spreads, blockchain fees, wallet fees, compliance requirements, and conversion costs when turning stablecoins into local currency.

BIS specifically cautions that stablecoin performance in cross-border payments can be uneven after accounting for fees, spreads, and on/off-ramp costs.

Therefore, comparisons with traditional remittance systems should consider the complete transaction cost rather than only the blockchain transaction fee.

Stablecoins vs CBDCs

Stablecoins and central bank digital currencies (CBDCs) are sometimes grouped together because both can exist digitally.

But they are fundamentally different.

A stablecoin is generally issued by a private organization or decentralized protocol.

A CBDC would be a form of central bank money.

The issuer, legal status, monetary backing, governance, and regulatory framework therefore differ.

Stablecoins are privately issued digital tokens, while CBDCs are intended to represent central bank liabilities.

This distinction is particularly important when discussing the future of digital payments.

The Role of Regulation

Stablecoin regulation is becoming an increasingly important part of the sector.

The United States’ GENIUS Act became law in July 2025 and established a federal regulatory framework for payment stablecoins.

Internationally, regulators are also examining reserve requirements, redemption rights, governance, consumer protection, financial stability, anti-money-laundering requirements, and cross-border implications.

The BIS has emphasized that stablecoins create risks extending across payments, banking, securities, and financial stability, meaning regulation cannot necessarily be designed around crypto markets alone.

For users, this means regulatory status should be treated as a practical consideration rather than an abstract legal issue.

Common Mistakes Beginners Make With Stablecoins

One common mistake is assuming that “stable” means guaranteed.

Another is choosing a stablecoin solely because it has a large market capitalization.

Market size can be relevant, but it does not answer questions about reserve quality, redemption rights, regulatory treatment, or technical risk.

A third mistake is ignoring the blockchain network.

USDC or another stablecoin can exist across multiple blockchain networks, and selecting the wrong network during a transfer can cause serious problems.

Another mistake is confusing a stablecoin’s market price with its underlying redemption value.

A token trading at $1 does not by itself prove that every holder has an unconditional legal right to redeem it for one dollar.

Finally, beginners sometimes treat stablecoins as savings accounts.

That can be inappropriate because stablecoins generally do not provide the same structure and protections as conventional bank deposits.

Final Thoughts

Stablecoins are best understood as blockchain-based digital assets designed to maintain a relatively stable value against a reference asset, most commonly the US dollar.

Their importance has grown rapidly. BIS data places stablecoin market capitalization at roughly $320 billion as of the end of May 2026, while stablecoin activity has reached trillions of dollars in annual transaction volume.

But size does not eliminate risk.

Stablecoins can face depegging, reserve, liquidity, issuer, regulatory, smart-contract, blockchain, and counterparty risks.

Their benefits are also real: they can provide relatively stable settlement assets within crypto markets, facilitate blockchain-based transfers, support DeFi applications, and potentially improve access to dollar-denominated digital value.

The most important principle for beginners is to evaluate the specific stablecoin rather than the category as a whole.

Look at what supports the peg, who controls the asset, how reserves are managed, how redemption works, which laws apply, which blockchain is used, and what happens if market confidence suddenly disappears.

Stablecoins are neither simply “digital dollars” nor automatically dangerous crypto products. They are a distinct financial technology whose usefulness and risk depend heavily on their underlying design.

Frequently Asked Questions

What is a stablecoin in simple terms?

A stablecoin is a cryptoasset designed to maintain a relatively stable value relative to another asset, most commonly the US dollar.

Are stablecoins cryptocurrencies?

Yes. Stablecoins are cryptoassets that typically operate on blockchain or distributed-ledger networks. Their defining characteristic is that they are designed to maintain a stable reference value.

What are the main types of stablecoins?

The major categories are fiat-backed, crypto-backed, commodity-backed, and algorithmic stablecoins. Their mechanisms and risks can differ substantially.

Is a stablecoin the same as US dollars?

No. A dollar-linked stablecoin is a blockchain token designed to track the US dollar. It is not automatically the same thing as holding a US dollar in a bank account.

Can stablecoins lose their peg?

Yes. Stablecoins can trade above or below their intended value. BIS research has documented periods in which stablecoins experienced significant volatility or moved away from their target value.

Are stablecoins safe?

No stablecoin should be considered risk-free. The risk depends on its reserves, issuer, redemption mechanism, technology, liquidity, governance, regulatory framework, and how it is stored or used.

What is a fiat-backed stablecoin?

A fiat-backed stablecoin is designed to maintain its value using reserves connected to traditional currencies or related assets, such as cash or short-term government securities.

What is a crypto-backed stablecoin?

A crypto-backed stablecoin uses cryptocurrency as collateral. Because crypto collateral can be volatile, these systems may use overcollateralization and liquidation mechanisms.

What is an algorithmic stablecoin?

An algorithmic stablecoin uses programmed mechanisms to attempt to maintain its target value. Depending on its design, it may have limited or no conventional reserve assets, which can create significant risks.

Why are most stablecoins linked to the US dollar?

The US dollar is the dominant reference currency in the global stablecoin market. BIS reported that almost 99% of stablecoin market value was denominated in US dollars in 2025.

Why do people use stablecoins?

Stablecoins are widely used for crypto trading, settlement, transfers, DeFi applications, and accessing dollar-denominated digital value. BIS identifies crypto trading as their primary use case to date.

Can stablecoins be used for payments?

Yes, stablecoins can be used for certain blockchain-based payments, but their real-world payment use remains much smaller than headline on-chain transaction volumes. BIS estimated payment-related flows at roughly $390 billion during 2025 compared with much larger gross transaction figures.

Do stablecoins earn interest?

A stablecoin itself does not necessarily pay interest. Some platforms may offer yield for lending, staking, or depositing stablecoins, but that introduces additional risks and should not be confused with a guaranteed bank deposit interest rate.

What is stablecoin depegging?

Depegging occurs when a stablecoin’s market price moves away from its intended reference value. For a token designed to track $1, trading at $0.95 would represent a 5% deviation from the target.

Are stablecoins regulated?

Regulation varies by jurisdiction and stablecoin. In the United States, the GENIUS Act became law on July 18, 2025 and established a federal framework for payment stablecoins.

Are stablecoins better than Bitcoins?

They serve different purposes. Bitcoin is a volatile cryptoasset, while stablecoins are designed to maintain a relatively stable reference value. Whether one is more appropriate depends on the user’s objective and risk tolerance.

Can I store stablecoins in a crypto wallet?

Many stablecoins can be stored in compatible crypto wallets, but users must confirm that the wallet supports the specific token and blockchain network. Sending a token through an incompatible network can result in loss of funds.

What should I check before buying a stablecoin?

Check its reserve or collateral structure, issuer, redemption process, transparency, regulatory status, blockchain network, liquidity, and major risks. Do not rely solely on the token’s market capitalization or its claim of being “stable.”

Are stablecoins good for beginners?

They can be useful for learning how blockchain-based payments and crypto settlement work, but beginners should understand that stablecoins still carry risks. A stablecoin should not automatically be treated as equivalent to cash or a risk-free savings product.

If you want to contribute your piece of content on Crypto, Bitcoins and other digital currencies for Bitsoz, You can search for us in Google with queries like “write for us crypto”. “Write for us bitcoins” or directly contact us and let us know what you want.